Credit GuruCredit Restoration
Trusted credit restoration since 2018

Wipe negative marks
from your credit report.

Credit Guru removes student loans, credit cards, repos, evictions, late payments and more — so you can qualify for the home, car and life you deserve.

Results in 7–20 days
100% confidential
Avg. +112 pt score lift
Credit SnapshotLive
Before
548
Poor
After
760
Very Good
Late payment — Capital One Removed
Collection — Midland Credit Removed
Repo — Auto Finance Co. Removed

What We Wipe

Negative items, removed.

Our specialists target the most damaging entries on your report and dispute them through proven legal frameworks.

Student Loans
Credit Cards
Repossessions
Evictions
Late Payments
Collections

The Process

Three steps. One flat fee.

01

Submit your request

Complete the secure intake form below. We'll confirm your case and pull your tri-bureau report.

02

We dispute & wipe

Our team files disputes against inaccurate, outdated, or unverifiable items across Equifax, Experian and TransUnion.

03

Watch your score climb

Most clients see negatives drop off and scores rise within 7–20 days of filing.

Simple Pricing

One flat fee. Zero surprises.

No monthly subscriptions. No upsells. Pay once, and our team works your case until results land on your report.

Credit Wipe
Complete service
$350
one-time
  • Tri-bureau dispute filing (Equifax, Experian, TransUnion)
  • Removal of negatives: late payments, collections, repos, evictions
  • Student loan & credit card dispute handling
  • Dedicated specialist & case updates
  • Results visible in 7–20 days
Confidential. Your information is never shared.

Start your wipe

Submit your details and a Credit Guru specialist will reach out within 24 hours to confirm your case and collect payment.

No payment collected today. Specialist will follow up within 24 hours.

Client Results

Trusted by thousands of Americans.

4.9 / 5— based on 1,247 verified reviews

"Had three repos and a bunch of late payments killing my score. Credit Guru wiped them in under two weeks. I just got approved for a mortgage I never thought I'd qualify for."

Marcus T.
Houston, TX
+148 pts

"Student loans were dragging me down for years. The team knew exactly what to dispute and how. Worth every penny of the $350 — no surprises, no monthly fees."

Jasmine R.
Atlanta, GA
+102 pts

"An eviction from 2019 was blocking every apartment application. Gone in 11 days. Credit Guru is the real deal — professional from start to finish."

David K.
Phoenix, AZ
+131 pts
256-bit SSL Secured PCI Compliant Checkout Money-Back Guarantee
Visa
Mastercard
AMEX
Discover
Apple Pay
Google Pay
PayPal
Stripe

All payments are processed through encrypted, industry-standard gateways. Your card and personal information are never stored on our servers.